Pricing
Plans for businesses of any size
Choose the right pricing plan for your business.
*Pricing for Individuals is communicated individually. For more information please contact Symoco Sales
Starter
$50/month
- Access to SWIFT and SEPA
- Multicurrency balance storage
- 1 account users
- 1% FX markup
Standard
$300/month
- All Starter account features
- Personal Relationship Manager
- Up to 5 account users
- 0.5% FX markup
Enterprise
$1000/month
- All Standard account features
- Custom analytics and reporting
- API integrations
- 0.4% FX markup
Exceptions
We may charge you an onboarding fee before opening your account, depending on the nature of your business. The team will get in touch during your application to discuss.
If you’re a business with a high payment volume or have specific requirements, you can discuss a custom pricing package to suit your needs; this will be agreed prior to account opening.
Transaction Fees
Foreign exchange (FX) charges:
At the time of your transaction, foreign exchange (FX) charges are calculated using real-time market rates before markup rate is added. The FX fee applicable to your transaction will be displayed when you initiate a currency exchange.
| All currency pairs | Calculated at the time of exchange |
Payment charges:
Payment charges, unless otherwise communicated, will be calculated using the below pricing at the time of the transaction. You will be able to see the payment charge applicable to your payment prior to initiating the transaction. Please note that the payment charge will be taken in the currency of the transaction. Please note that additional charges may apply when you make or receive payments in non-local currency to that of the sender/recipient bank. Finally, please note that these payment charges relate to “SHA” SWIFT payment type. Use of “OUR” SWIFT payment type may incur additional fees.
Payment charges (the cost is fixed regardless of the size of payment):
| Account type | Starter | Standard | Enterprise | Variable |
|---|---|---|---|---|
| Incoming SEPA / Local / Domestic | 0 USD | 0 USD | 0 USD | 0.1% |
| Outgoing SEPA / Local / Domestic | 15 USD | 10 USD | 5 USD | 0.0% |
| Outgoing SWIFT / International | 50 USD | 30 USD | 20 USD | 0.15% |
| Incoming SWIFT / International | 10 USD | 5 USD | FREE | 2.5% |
| Incoming / Outgoing within Symoco | FREE | FREE | FREE | FREE |
| Account type | Starter | Variable |
|---|---|---|
| Incoming SEPA / Local / Domestic | 0 USD | 0.1% |
| Outgoing SEPA / Local / Domestic | 15 USD | 0.0% |
| Outgoing SWIFT / International | 50 USD | 0.15% |
| Incoming SWIFT / International | 10 USD | 2.5% |
| Incoming / Outgoing within Symoco | FREE | FREE |
| Account type | Standard | Variable |
|---|---|---|
| Incoming SEPA / Local / Domestic | 0 USD | 0.1% |
| Outgoing SEPA / Local / Domestic | 10 USD | 0.0% |
| Outgoing SWIFT / International | 30 USD | 0.15% |
| Incoming SWIFT / International | 5 USD | 2.5% |
| Incoming / Outgoing within Symoco | FREE | FREE |
| Account type | Enterprise | Variable |
|---|---|---|
| Incoming SEPA / Local / Domestic | 0 USD | 0.1% |
| Outgoing SEPA / Local / Domestic | 5 USD | 0.0% |
| Outgoing SWIFT / International | 20 USD | 0.15% |
| Incoming SWIFT / International | FREE | 2.5% |
| Incoming / Outgoing within Symoco | FREE | FREE |
Account and Other fees
Fees associated to your account, maintenance, account closure, transaction corrections, paper statements as well as other requests that may require manual processing by Symoco are communicated to you during the onboarding process and always available within your dashboard after you log in.
The pricing above is applicable from October 15, 2024.